Tips on giving birth as an expat in Dubai
The prospect of giving birth in a foreign country far from home can be a little intimidating. However, as with anything in life, some essential planning and preparation can go a long way, especially if you intend to give birth in Dubai.
Here are some tips from Pacific Prime Dubai that you should know about giving birth as an expat in Dubai.
Marriage before giving birth
Make sure you and your partner are married before planning on giving birth. This is because you will be asked for your marriage certificate when you register at a hospital for a maternity package. We would recommend moms-to-be to have several copies of their marriage certificate available as you will need to prove your marriage quite often.
Additionally, in order to have a birth certificate issued for your baby after birth, UAE law requires parents to be married. Be sure to know the laws that govern the Emirate of Dubai so you know what to expect and prepare for.
Secure maternity insurance
Giving birth in Dubai without adequate maternity insurance or coverage can become a financial burden and leave you paying sky-high fees out of pocket, with costs such as antenatal care packages in Dubai ranging from AED 2,000 in public hospitals to AED 8,000 or more in private hospitals.
Check with your employer if your group insurance includes comprehensive maternity coverage and establish how much is provided. For those unsure of who to contact, a reputable insurance broker can help you choose the plans that will fulfill your needs during your pregnancy and after giving birth.
Choose a hospital – Public vs. Private
To open a maternity file you will need to choose either a public or private hospital to give birth and receive care in. Be sure to check your insurance policy to find out which hospitals are included in its provider network.
It is best to research thoroughly and see what services and benefits are available to suit your needs during your pregnancy. In addition, check the hospital’s policy if you want your husband to be able to stay the night in the hospital with you, or stay longer after visiting hours. Additionally private and public hospitals generally differ on cost and quality of service, so be sure to compare and check the details of the maternity package when choosing.
- Rashid Hospital,
- Dubai Hospital
- Hatta Hospital
- American Hospital Dubai,
- Aster Hospital,
- Canadian Specialist Hospital,
- Cedars Jebel Ali International Hospital,
- International Modern Hospital,
- Iranian Hospital (Red Crescent affiliate),
- Lifeline Hospital,
- Medcare Hospital Jumeirah,
- New Medical Center,
- Zulekha Hospital Dubai
Pick your Ob-Gyn
When planning on having a baby in Dubai, you will need to choose an Obstetrician-Gynecologist (Ob-gyn). The Ob-gyn will most likely be a female since the UAE is a Muslim country.
It is a cultural norm, especially in Dubai, that expectant mothers feel more comfortable with female doctors. The Ob-gyn and their team are trained to deliver your baby in a safe and professional environment.
Additionally, you shouldn’t be surprised to find that popular doctors will have waiting lists to take you on as an expat, so to do advance research as healthcare in Dubai is a competitive business and doctors who are highly rated are usually fully booked.
After the birth of the baby, you will need the notification of birth certificate in Arabic, which is issued by the hospital. For expatriates, you must get the Arabic version translated into English, and then both the Arabic and English certificates attested by the Ministry of Health and the Ministry of Foreign Affairs. Find out more by visiting the Government of Dubai’s website to register your baby’s birth.
Are your Dubai maternity insurance benefits enough?
Dubai offers exceptional healthcare services and professional support, which means giving birth can be quite expensive. For example, the Dubai Maternity Insurance 2018-2019 guide revealed that normal delivery can cost up to AED 14,000, and C-section delivery can cost up to AED 27,138. It’s important to bear in mind here that additional charges like ultrasound scans and antenatal tests are not taken into account.
Even though maternity insurance coverage is included as part of the Emirate’s mandatory health insurance, it is important to note that the minimum legally required annual claims limit in Dubai is only AED 150,000.
Those already with maternity insurance should be aware that the minimum may be too low, and you will likely have to pay a considerable amount out of pocket for maternity care. To learn more about your maternity insurance options, seeking the expert advice of Pacific Prime Dubai’s consultants to get a broader and more realistic outlook on the trends and cost of maternity coverage in Dubai.
Contact Pacific Prime Dubai to secure health insurance
While there are many more tips and advice that you can find about giving birth as an expat in Dubai, the first crucial step that you should take for yourself is to find a reputable broker like Pacific Prime Dubai.
Our excellent consultants’ advice is completely impartial and, best of all, you’ll be able to compare a vast range of health insurance options
- Pacific Prime Dubai wins Allianz Care’s 2020 “Top Individual Sales” award - 30th March 2021
- Pacific Prime Dubai awarded Aetna’s 2020 Best Producer for Individual Sales - 1st February 2021
- Powering health insurance with artificial intelligence - 6th August 2020