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Life in Dubai as a Finnish Expat – Insights & Tips

Living in Dubai can offer an unforgettable and exciting experience to Finns. From understanding the cultural differences and essential legal requirements to building a social circle, a lot awaits you to explore in Dubai.

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 As a Finnish expat, you are embarking on an exciting journey filled with new opportunities and experiences. Before moving to the City of Gold, it’s essential to have a realistic understanding of what to expect.

Pacific Prime will provide valuable insights and practical tips to help you navigate life in Dubai smoothly. Whether you are preparing to move or have already settled in, this guide will offer valuable information on what to expect and how to make the most of your time in this dynamic city.

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Understanding the Cultural Differences

Burj Al Arab On Jumeirah Beach, Dubai

Dubai, with its rich Arab heritage and international influence, differs from Finland in several aspects. One noticeable difference is the hierarchy within organizations. While Finland tends to have a flat organizational structure, Dubai has a more hierarchical system. 

It’s important to pay attention to the chain of command and respect the authority of superiors.

Adapting to the punctuality-based culture in Dubai is vital for professional relationships and success. In Dubai, punctuality is highly valued, and it is expected that appointments and meetings start on time. Finns, on the other hand, have a more relaxed attitude towards time. 

The role of religion is another key contrast. Islam plays a significant role in Dubai. It is essential to respect and observe the local customs and traditions. Familiarize yourself with Islamic practices and etiquette to ensure you navigate social and professional situations respectfully.

Essential Legal Requirements

Before moving to Dubai, Finnish expats must ensure they have all the necessary legal requirements in place. Firstly, you will need a valid passport to enter the country. Additionally, depending on your employment status, you may require a visa to legally live and work in Dubai.

If you have a job offer, the good news is that your employer will typically handle the work permit and visa process for you. However, it’s essential to communicate with your employer to understand their role in this process and ensure that all necessary paperwork is submitted promptly.

In addition to visa requirements, it’s important to be aware of driving license requirements in Dubai. If you plan to drive, you may need to obtain a local driving license. Researching the specific requirements and procedures for obtaining a driver’s license in Dubai is advisable to ensure a smooth transition.

Lastly, it is also recommended to familiarize yourself with any necessary vaccinations to ensure you meet the health requirements for entry into Dubai. Taking proactive steps to stay informed about the legal requirements will help you make a seamless transition to life in Dubai as a Finnish expat.

Cost of Living in Dubai

Address Skyview's 54th Floor Infinity Pool View, Dubai

The cost of living in Dubai is lower compared to cities like London or New York. However, it is still essential for Finnish expats to be financially prepared. Researching the average monthly rent, fuel prices, and transportation is crucial, as housing expenses can significantly impact your budget. 

Meals and entertainment are other important factors to take into account. While dining out and activities can vary in price, it is recommended to set a realistic budget to ensure you can enjoy the city’s offerings without exceeding your means.

Starting a savings plan before moving to Dubai is a wise decision. By setting aside a portion of your income each month, you can create a financial safety net and have extra funds available for unexpected expenses.

Don’t forget to consider expenses associated with healthcare. Dubai offers excellent medical facilities, but medical expenses can vary depending on the services and quality of care. Having health insurance in place is crucial to ensure you have the necessary coverage.

Finding Accommodation

Whether you choose to rent or buy, it’s important for Finnish expats to explore different neighborhoods and evaluate the factors that matter most to them.

If you’re leaning towards renting, be prepared to provide a security deposit and pay agency fees. Rental prices can vary depending on the location and size of the property, so it’s wise to research and compare prices while considering factors such as proximity to amenities and commute times.

On the other hand, if you’re interested in buying a property, keep in mind that it involves down payments and additional costs such as property taxes and legal fees. Take the time to thoroughly understand the buying process and seek professional advice if needed.

Education Options

As a Finnish expat in Dubai with children, one of your top priorities is finding suitable schools for them. Dubai offers a diverse range of educational institutions, including international, private, public, and specialized schools.

Online resources can be a valuable tool in providing information on school options and their admission processes. When choosing a school, it’s crucial to consider factors such as school fees, waiting lists, and the curriculum.

Building a Social Circle

Blue And White Boat Near Dubai Skyline, Daytime

Building a social circle in Dubai is crucial for Finnish expats to create a sense of belonging and find support in their new environment. There are various ways for expats to connect with like-minded individuals and foster social connections.

  1. Online Forums: Participate in online forums specifically designed for expats in Dubai. These forums serve as platforms to share experiences, seek advice, and engage with a community of individuals with similar backgrounds.
  2. Meetups: Attend meetups organized for expats in Dubai. These events provide opportunities to meet new people, make friends, and expand your social circle. Look out for events catering to specific interests or hobbies.
  3. Social Media Groups: Join social media groups dedicated to expats living in Dubai. These groups allow you to connect with others, ask questions, and seek recommendations for various aspects of life in the city.

Expats are also encouraged to be proactive in exploring local communities and engaging in social activities. This can involve joining community organizations, volunteering, or participating in local cultural events to build a strong support network and enjoy a fulfilling social life in Dubai. 

Travel and Transportation

Dubai has a well-developed public transportation system, including buses, trams, and the Dubai Metro. These options provide convenient and affordable ways to travel around the city and explore its many attractions. It’s essential to familiarize yourself with the transportation options available in the city. 

If you prefer to have more flexibility and convenience, taxis are readily available throughout Dubai. You can easily hail a taxi on the street or book one through ride-hailing apps. Taxis are a popular choice for getting around, especially for shorter journeys or when traveling with luggage.

Make sure to familiarize yourself with the driving requirements if you ever plan to drive. You will need a valid international driving license or a UAE driving license. Remember to follow the local traffic rules and regulations to ensure a safe and smooth driving experience.

Healthcare and Insurance

Brown Boat By Dubai's Old Souk, Daytime

When moving to Dubai as a Finnish expat, it is crucial to have a comprehensive health insurance plan that provides coverage in the city. While public hospitals in Dubai offer low-cost or free services, private health insurance is generally required for residents.

To ensure you have the right coverage, it is essential to research and select a suitable health insurance provider. Consider factors such as the coverage options, the network of healthcare providers, and the extent of coverage for different medical services. 

Note: It is also important to familiarize yourself with the healthcare system in the UAE, including the processes for making appointments, accessing emergency care, and obtaining prescription medications.

Having the right health insurance plan not only provides peace of mind but also ensures that you receive timely and quality healthcare when needed. By securing health insurance in Dubai, you can concentrate on enjoying your new life in the city without worrying about unforeseen medical expenses.

Frequently Asked Questions

What cultural differences should Finnish expats be aware of when living in Dubai?

Finnish expats in Dubai should be aware of differences in hierarchies, time conception, religion, and attitudes towards accomplishments. It is important to focus on developing social skills and building relationships to succeed in Dubai.

What legal requirements do Finnish expats need to consider before moving to Dubai?

Before moving to Dubai, Finnish expats need to ensure they have a valid passport and may require a visa to enter the country. The type of visa needed depends on their employment status. If they have a job offer, their employer will typically handle the work permit and visa process.

What should Finnish expats know about the cost of living in Dubai?

The cost of living in Dubai is lower compared to European cities, but it is still essential to be financially prepared. It is recommended to check out rent, entertainment, and food prices, and start a savings plan to consider expenses associated with housing, transportation, and healthcare.

How can Finnish expats find suitable schools for their children in Dubai?

Finnish expats with children need to research and select suitable schools in Dubai. The city offers a diverse range of educational institutions, including international, private, public, and specialized schools. It is crucial to consider factors like school fees, waiting lists, and the curriculum. 

How can Finnish expats build a social circle in Dubai?

Building a social circle in Dubai is important for Finnish expats to feel a sense of belonging, find support, and make friendships. Expats can connect with like-minded individuals through online forums, meetups, and social media groups. 

What healthcare and insurance considerations should Finnish expats be aware of in Dubai?

Finnish expats need to ensure they have a health insurance plan that provides coverage in Dubai. Public hospitals offer low-cost or free services, but private health insurance is typically required for residents. It is important to research and choose a suitable health insurance provider.

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Conclusion

By understanding and respecting cultural differences, completing the necessary legal requirements, managing your expenses wisely, and building a strong social circle, you can ensure a smooth transition to life in Dubai and embrace the vibrant and diverse lifestyle that this city has to offer.

It is also essential to prioritize personal well-being in a completely unfamiliar place by securing health insurance. Despite being mandatory for everyone living in Dubai, it is also recommended for timely access to quality healthcare facilities and services when you need them.

Whether you need informative or budgetary advice on mandatory health insurance for a Dubai visa, Pacific Prime’s experienced team can offer the knowledge and support you need, working with you throughout your journey to Dubai.

To find a budget-friendly plan that satisfies your requirements, it is best to work with Pacific Prime Dubai. As an experienced insurance broker, we have a team of experts to provide you with impartial advice and compare insurance plans across top insurers around the globe to help you.

Contact us today to get started!

Eric is an experienced content writer specializing in writing creative copies of marketing materials including social media posts, advertisements, landing pages, and video scripts.

Since joining Pacific Prime, Eric was exposed to a new world of insurance. Having learned about insurance products extensively, he has taken joy and satisfaction in helping individuals and businesses manage risks and protect themselves against financial loss through the power of words.

Although born and raised in Hong Kong, he spent a quarter of his life living and studying in the UK. He believes his multicultural experience is a great asset in understanding the needs and wants of expats and globe-trotters.

Eric’s strengths lie in his strong research, analytical, and communication skills, obtained through his BA in Linguistics from the University of York and MSc in Teaching English to Speakers of Other Languages (TESOL) from the University of Bristol.

Outside of work, he enjoys some me-time gaming and reading on his own, occasionally going absolutely mental on a night out with friends.
Eric Chung