As one of the world's leading insurance companies advising on international individual health insurance plans, Pacific Prime is in the best position to offer advice on your health cover in Dubai and the UAE.

Pacific Prime Dubai offers expert advice on a range of international health insurance plans for expats in Dubai and the UAE. For expats based in the Northern Emirates outside of Abu Dhabi and Al Ain, all of our international health insurance plans exceed the minimum requirements set by the Dubai Health Authority (DHA), which requires Inpatient and Outpatient cover for a minimum of 150,000 AED, and can be further tailored to include:

• Coverage of pre-existing conditions
• Maternity care
• Dental care
• Vision care
• And more...

Inpatient/outpatient cover

All medical plans in Dubai provide both inpatient and outpatient coverage, so you don’t need to worry about being provided with an inpatient-only plan. All the other benefits can be added depending on your needs, with the careful guidance of Pacific Prime’s insurance advisors.

Guaranteed renewable

Additionally, all international health insurance plans in Dubai sold by Pacific Prime are guaranteed renewable. This means that once you have taken out your individual health plan, you can renew your policy for the remainder of your time as a resident in the UAE. Of course, premiums will rise each time you renew your plan, but they will often only increase with the average rate only.

Direct billing

All individual health insurance plans available through Pacific Prime Dubai include robust direct billing networks. This essentially means that you won't have to pay upfront for medical treatment at the facilities under your direct billing network. Instead, your insurer will handle the payment directly with the hospital.

Deductibles

All international health insurance plans in Dubai offer the option of a deductible. A deductible is an agreed amount that you will pay for treatment before your insurance takes over. This allows clients to keep premiums lower.

Yes, since 2017, health insurance is mandatory for all Dubai residents, be it local Emiratis or expatriates, but also their dependents, private employees, companies of all sizes, and even tourists. Obtaining a Resident Visa by way of Employment or Investment to remain in the territory of the Dubai Emirate without compliant health insurance is impossible.

All residents (including foreigners) must have compliant individual health insurance in Dubai or they will not be issued a visa, or see their visa renewal application denied (if they are already in the Emirate).

In most cases, these plans are supposed to be provided by your company, but companies are not legally required to provide coverage for dependents or your employees (e.g., maids, gardeners, drivers, etc.). Should your company not offer coverage for your dependents, you are required to secure medical coverage for them yourself. The plan, however, has to be compliant with the DHA’s regulations. This means you will need to purchase the minimum required coverage as stipulated by the DHA.

Every medical insurance plan in Dubai has to be purchased through local health insurers, or international insurers that have formed partnerships with local insurers. The plans must also comply with local regulations. There is a relatively small number of insurers legally allowed to sell health insurance in Dubai.

Pacific Prime Dubai has well-established relationships with the top health insurance companies in the region. This means we can offer the widest range of quality Dubai individual health insurance plan options in the market. All of our services are provided free of charge, meaning our plans are the same cost vs going to the insurer directly. You benefit from our unrivaled service that is not found elsewhere.