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Australian Expat Guide: Life in Dubai Explained

Dubai, located in the United Arab Emirates, offers a high quality of life, a favorable tax system, and a vibrant cultural atmosphere. However, before embarking on your adventure, it’s important to know what to expect and be well-prepared. 

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Are you an Australian considering making the move to Dubai? Do you wish to learn more about life in Dubai and how to prepare? Keep reading this article to have all your questions answered. 

In this Pacific Prime Dubai guide, we will provide you with valuable tips and insights to help Australians navigate expat life in Dubai successfully.

UAE Visas for Australian Citizens

Dubai Marina Luxury: 5-Star Address

As an Australian citizen, when you arrive in the UAE, you will be granted a free 30-day visit visa. However, if you plan to live and work in the country, you will need a long-term visa, specifically a residency visa. To obtain a residency visa, you will also need a work permit

To avoid any issues or delays, it is advisable to consult with your employer or seek guidance from the relevant government authorities regarding the visa requirements and procedures.

Tax Tips for Australian Expats

In the UAE, you won’t have to pay income tax on the money you earn while living and working there. This means that your take-home pay will be higher compared to your income in Australia. However, it’s important to note that there are taxes levied on certain goods and services in the UAE.

For example, when dining out at restaurants, you may have to pay taxes on food and alcohol. These taxes are usually included in the final bill. So, while your income may remain tax-free, it’s essential to factor in these additional taxes when budgeting for expenses.

Another important consideration is your tax obligations in Australia. As an Australian expat, you may still be liable for taxes on any income you earn in Australia. This includes income from investments, rental properties, and any other sources. 

Finding a Place to Live in the UAE

Downtown Dubai, Dubai Marina, and Palm Jumeirah are some of the most sought-after areas, known for their vibrant atmosphere, waterfront living, and luxurious options, respectively.

For studio apartments in the UAE, the average annual rent typically ranges between 30,000 and 50,000 AED. The rental market in these cities can be expensive, so it’s essential to set a budget and do thorough research before making a decision. 

By understanding the rental costs, exploring the real estate market, and knowing the popular areas, you can make an informed decision when finding a place to live in the UAE.

The Quality of Life in Dubai

Palm Jumeirah's West Beach

With low crime rates and strict laws, Australians can feel secure in their daily lives in Dubai, and Dubai’s public transportation infrastructure is world-class, offering them convenience. The city takes a proactive approach to ensure the safety and convenience of its residents and visitors.

Low Crime Rate in Dubai

Dubai is renowned for its low crime rates, making it one of the safest cities in the world to live and visit. The city maintains strict law enforcement and has implemented comprehensive security measures to ensure the safety and well-being of its residents and visitors. 

The government’s commitment to maintaining a secure environment is reflected in the low incidence of crimes such as theft, assault, and property-related offenses. The presence of a highly efficient police force and a strong legal framework contribute to the overall safety and security of Dubai. 

Public Transportation in Dubai

Public transportation in Dubai is well-developed and offers convenient options for residents and visitors alike. The city boasts an extensive network of buses, trams, and the Dubai Metro, providing efficient and reliable means of getting around. 

The Dubai Metro, consisting of Red and Green lines, connects major areas of the city, including popular tourist destinations. The bus system covers a wide range of routes, ensuring accessibility to various neighborhoods and attractions. 

Choosing the Right Neighborhood in Dubai

Dubai offers a variety of neighborhoods, such as Downtown Dubai, Dubai Marina, and Palm Jumeirah. These are the best neighborhoods for Australian expats who love luxury, nightlife entertainment, and convenience. 

Downtown Dubai

Downtown Dubai is a popular choice for those seeking a lively and bustling neighborhood. Located in the heart of the city, this area is home to iconic landmarks like the Burj Khalifa and The Dubai Mall. 

Dubai Marina

For those who prefer waterfront living and a vibrant international community, Dubai Marina is the perfect choice. This area is known for its stunning skyline of luxury high-rise buildings and picturesque marina views. 

Palm Jumeirah

If you’re looking for a truly luxurious and exclusive living experience, Palm Jumeirah is the neighborhood for you. This man-made island is shaped like a palm tree and is home to some of Dubai’s most prestigious residential properties. 

Cost of Living in Dubai

Poolside Castle with Burj Khalifa View

In central Dubai, the monthly rental price for a one-bedroom apartment falls within the range of AED 5,000 to AED 8,000. When dining at mid-range restaurants, expenses range from AED 50 to AED 150 per individual. Regarding utilities, the average monthly expenditure is approximately AED 800.

When planning your budget for living expenses in Dubai, it is crucial to take into account not just housing costs but also additional necessary expenditures. Utilities, including electricity, water, and the internet, contribute to the overall financial commitments. 

Despite the generally elevated cost of living, Dubai provides various options to accommodate different budgetary considerations. Affordable accommodations can be found in neighborhoods such as Al Barsha, Jumeirah Village, and Dubai Investment Park, among other areas.

Health Insurance for Australian Expatriates in Dubai

Health insurance provides Australian expatriates in Dubai with financial security and enables them to access high-quality healthcare in the event of unexpected medical emergencies or routine healthcare needs. Besides meeting mandatory insurance visa requirements, it ensures a life free from worry.

Comprehensive health insurance for Australian expatriates ensures timely and appropriate medical care without incurring excessive expenses. It covers a wide range of healthcare services, including consultations, hospitalizations, surgeries, medications, tests, and emergency treatments.

Additionally, health insurance grants Australian expatriates access to an extensive network of healthcare providers and hospitals in Dubai, ensuring they receive medical treatment from reputable and trusted healthcare facilities.

Health insurance often includes preventive care benefits, such as regular health check-ups, vaccinations, and screenings. These preventive measures play a vital role in detecting potential health issues early, allowing for prompt intervention and treatment.

FAQ

What is the visa requirement for Australian expats moving to Dubai?

Australian expats will be granted a free 30-day visit visa upon arrival in the UAE. For long-term residency and work in the country, a work permit is required, which can be obtained with the help of the employer.

How does the tax system work for Australian expats in the UAE?

Expats in the UAE enjoy a favorable tax system with no income tax on their monthly salary. However, taxes are levied on certain goods and services, and expats may still be liable for taxes in Australia if they earn income there.

What are the rental costs like in the UAE?

Renting a property in the UAE can be expensive, especially in popular areas like Dubai and Abu Dhabi. Studio apartments typically range between 30,000 and 50,000 AED per year. 

What are some popular neighborhoods in Dubai?

Downtown Dubai is a popular choice, known for its vibrant atmosphere and proximity to cafes and nightlife. Dubai Marina is famous for its waterfront living and international community. The man-made Palm Jumeirah offers a luxurious and exclusive living experience.

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Conclusion

Moving to Dubai as an Australian expat offers a unique and exciting experience. While there are challenges and considerations to keep in mind, such as visa requirements and the cost of living, the opportunities for a tax-free high-quality lifestyle and cultural exploration make it a popular choice. 

If you are considering moving, it is advisable to seek support whenever necessary. One aspect in which seeking assistance is crucial is obtaining private health insurance. Private health insurance ensures that you remain protected in case of unexpectedly high medical expenses and emergencies. 

To discover a plan for your specific needs, it is recommended to contact Pacific Prime Dubai. As a seasoned insurance broker, we possess a team of professionals who can offer unbiased guidance and compare insurance plans from leading insurers worldwide, assisting you in making an informed choice.

Contact us today to get started!

Senior Content Creator at Pacific Prime United Arab Emirates
Serena Fung is a Senior Content Creator at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 2+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena